Loans & Loan Counseling

Loans are money you borrow that must be repaid with interest.

According to Federal Student Aid (2020), a degree leads to greater earning potential at both the undergraduate and graduate level, so when you borrow to pay for your education, you're making an investment in the future.

The cost of attendance may be offset by other forms of financial assistance, such as scholarships, grants and work study. Loans can help with the rest.

Cal Lutheran participates in multiple low-interest federal loan programs for students and their families. Eligibility for federal loans require a FAFSA to be completed each year. In addition to these direct federal loans to students, there are also private student loans available for further financing.