Health Insurance
Did you miss our workshop on Student Insurance: Understanding Your 2024-2025 Policy?
View the video recording
With few exceptions, all international and exchange students will be billed through
student accounts for health insurance on either a yearly, semester, or term basis.
For questions or concerns, contact the insurance Sr. Vice President, Michael Conway
at mconway@studentinsuranceusa.com or call O: (858) 764-7873.
All new international and exchange students are required to enroll in medical health insurance coverage while being an F-1/J-1 student at Cal Lutheran and will be billed through student accounts for health insurance on either a yearly, semester, or term basis. See below a brief summary of your health insurance for your easy reference. ->Please visit your Cal Lutheran Health Insurance by Student Insurance webpage to review your health insurance information.
Student Insurance Policy
Cal Lutheran Health Insurance policy 2024-2025 is with Wellfleet Student (CIGNA). Please note that your coverage starts on 08/01/2024 (for undergraduate and graduate students in the 15-week program), 08/24/2024 (for graduate students in the 11-week program), and 09/01/2024 (for PLTS students). If you are planning on arriving earlier than this date (but still within 30 days of your program start date on your I-20), you must secure health insurance coverage (own policy) and should contact Student Insurance, Sr. Vice President, Michael Conway at mconway@studentinsuranceusa.com or call O: (858) 764-7873.
HEALTH INSURANCE IDENTIFICATION CARDS: Your health insurance ID Card is available through your Student Account with Wellfleet Student. Upon enrollment you will receive a Welcome e-mail from Wellfleet with instructions on how to download your ID card. If you do not have your Wellfleet member ID AND you need to seek medical treatment, please contact Student Insurance at (800) 367-5830 and/or send a note to international@studentinsuranceusa.com.
Additional Information:
- 2024-2025 Benefits Highlight Flyer
- Video - Introducing the Wellfleet Student Mobile App
- Cal Lutheran Health Insurance webpage by Student Insurance
For the current 2024-2025 year, the Wellfleet Insurance with Cigna policy will remain valid until the following dates:
- Undergraduate and Graduate students (15-week program): Until July 31, 2025
- Graduate students attending through the Summer term 2025 (11-week program): Until August 23, 2025
- PLTS students: Until August 31, 2025
Looking ahead to the 2025-2026 academic year, we wanted to provide an important update regarding your mandatory health insurance coverage.
We are currently in the process of securing the health insurance policy for the 2025-2026 academic year. While we are still finalizing the details, we want to let you know that the insurance carrier will change for the upcoming year. We have carefully selected a new carrier to help reduce policy costs and provide you with an affordable option that ensures you are well-covered.
There’s no need to take any immediate action – we’ll be sure to provide you with all the updated information as soon as it’s available and before your current insurance policy (2024-2025) ends.
Please feel free to contact us at international@callutheran.edu if you have any questions or concerns. We’ll keep you posted with updates soon!
Email: international@studentinsuranceusa.com to request dependent and OPT health insurance coverage.
Cal Lutheran has partnered with TimelyCare to offer virtual health and wellbeing services for students. Through either a mobile app or internet website, TimelyCare provides 24/7 access to virtual care from anywhere in the United States at no cost. To learn more, please visit TimelyCare/Callutheran.
In case of an on- or off-campus medical emergency, you need to call 911. Did you know that Cal Lutheran has health services such as couseling, therapy, and wellness resources available for all students on campus?
Learn more about our on-campus Health Services